Freetrade isa reddit. It's going to save me quite a lot in fees. You can now buy UK Treasury bills directly within your GIA or ISA, as you would any other eligible instrument. Hi, I am considering that I should transfer my Freetrade ISA to Trading 212. I want to open a S&S ISA and move my money from the regular investing account into the S&S ISA. Freetrade vs Trading 212: Reddit’s verdict Reddit generally thinks that Trading 212 is the best of the two platforms due to it charging no commission and offering fractional shares. New comments cannot be posted and votes cannot be cast. My questions for all of you is that what makes you staying with Freetrade (ISA)? My main complaints with Freetrade are: Expensive comparing to Trading 212. In the UK, Vanguard have fees as follows: 0. The weekly tender process remains the same - so be sure to get your orders in by 9 PM Thursday each week. S&S ISA is good for when you want to put your money somewhere and forget about it, even for a few years because it could drop and take a while to come back. Is this normal? Freetrade vs Trading 212 - fees Both Freetrade and Trading 212 offer a free Stocks & Shares ISA. I used Freetrade to dip my feet in investing, but have since moved to T212 as they had an ISA account available. Been using freetrade ISA for almost 1 year, and I am planning to switch provider soonish. Cashback is capped at £5,000 per account. Get up to £5,000 cashback. Freetrade review written by experts. You can only set up one s&s ISA in a tax year. Updated for 2026. 15% of your investment for account management As a Freetrade user I got an alert mentioning that they were increasing Account Fees and FX fees. Freetrade is still the cheapest on the market after Trading212 (this was already the case). What’s even better is that this simplicity is topped off with a great value ISA platform fee and extremely low commissions. Nov 28, 2025 · Freetrade offers fractional shares (portions of shares or ETFs) in its general investment account and stocks and shares Isa. If not, you'll just need to contact us in-app and we'll get that reopened for you! Did this answer your question? I understand I am asking this in a freetrade sub, but I'm thinking of Opening an Isa long term Invest engine seems to be completely free without the option of individual stocks People say you can't beat the market though I'm thiniing freetrade for GIA and invest engine for isa to avoid the Monthly free trade fee Thoughts? Freetrade’s most-held ISA investments in 2021 show a mix of high-profile US growth stocks, meme trades, crypto exposure and a core S&P 500 tracker, all framed by reminders about diversification, risk and UK tax benefits. Jus for anyone who hasn't seen it yet, Freetrade are updating their accounts structure and you will now need a "Standard" account to hold an ISA with them for £4. Download Freetrade: ISA Investing by Freetrade Limited on the App Store. I've opened a Freetrade ISA account two years ago and put £1000 in it in various tech stocks (AMD, Apple, Atlassian, Intel, Netflix etc). I am considering opening another stocks and shares isa with Freetrade as well and was just wondering if it is worth doing. My questions for all of you is that what makes you staying with Freetrade (ISA)? My main complaints with Freetrade are: Jan 23, 2026 · Freetrade's fees Freetrade's basic plan is free and allows you to open each one of its accounts – a general investment account, a stocks and shares Isa and a Sipp. As long as you don’t deposit In the Freetrade ISA you will be fine. I opened a ISA account with freetrade as Trading 212 paused new users signing up for quite a while. Transfer or top up £10,000 to qualify. You can also transfer old ISA money to your Freetrade ISA account. Freetrade: Trading & Investing Invest in ISA, Pension, Stocks Get Log in to Freetrade Email address The Freetrade stocks and shares ISA lets you invest up to your yearly allowance each tax year and protect the majority of your profits from tax. co. Also. If you’re planning to use the money in 3 years time you want an instrument which is more suited to short term, like a savings account or premium bonds. While neither platform charges a commission for buying or selling shares, both charge foreign exchange (FX) fees. are all free and are very easy to use and offer a lot of flexibility, why would one choose to pay for something like Hargeaves Lansdown or Charles Stanley Direct? Am I missing something? Freetrade is a platform designed to let users invest in stock markets around the world, with zero commissions or fees. The latter makes money through CFD and derivatives. 9K subscribers in the FreetradeApp community. Freetrade is a platform designed to let users invest in stock markets around the world, with zero commissions or fees. Is this possible? Note: I have a Freetrade ISA account Archived post. You will have to wait till this tax year finishes to set up a new ISA. 106 votes, 173 comments. I’m trying to transfer my stocks and shares ISA from Freetrade to Hargreaves Lansdown and got this email. uk normally but may have lower costs elsewhere. Freetrade have many other ways to make money: widening the bid-ask spread further (which I always assumed was their primary source of revenue), Plus account fees, SIP fees, ISA, interest on cash etc. Feb 24, 2025 · In this review, we look at Freetrade’s stocks and shares ISA offering, account options, fees and more. Most people thought it offered more stocks, and those that it doesn’t offer can be added quickly on your request. As the ISA is flexible, you can withdraw money from your ISA throughout the tax year and, provided you return it within the same tax year, you won’t lose that part of your allowance. The time of these changes for now mentions over the next few months. I'm currently considering moving my ISA from Fidelity to Freetrade. ISA and SIPP rules and T&Cs apply. See all pros and cons of fees, trading platform and investor protection. Right now you can get 1% on top-ups or transfers to a Freetrade ISA. Is the Freetrade stocks and shares isa any good? I currently have a stocks and shares isa with Vangaurd, which I have found to be very good so far. Transfer your stocks and shares ISA to Freetrade and invest in US and UK stocks, and ETFs commission-free straight from our award-winning app. Does this mean that I have to sell all of holding and transfer everything as cash? Edit - Progress, emailed the completed form I will contin… I do however really like Freetrade, their CS is excellent and they are a good shout for when you want to move to a fixed fee platform (£36 per year). Minimum contribution £10k. Investing as a beginne Enjoy the benefits of a stocks and shares ISA with Freetrade’s Standard Plan. See screenshots, ratings and reviews, user tips and more games like Freetrade: ISA… Or do I lose to option to buy stocks back once I’ve sold them? I’ve bought stocks for 20k in an account already but now I want to sell them and buy different stocks. Offer ends 5 April 2026. Blue Whale Growth, Vanguard Lifestrategy 100, Just keep the ISA with free trade dont do any more deposits and open a new ISA with t212 in April when the new financial year starts. Holding fractional shares in an Isa is currently against HMRC guidance, though there are plans to update the law and allow fractional shares to be held in an Isa later this year. Freetrade don't do mutual funds though, so I was hoping to get some advice on ETFs that may be similar to these funds that I currently hold. Flexible ISA – Earn interest and dividends from shares tax-free through an ISA. I actually don't have an ISA with them but that is only to spread any risk across the platforms a little as I do hold a SIPP with them. There is Nutmeg, Shepherds, Fidelity, and all of these take fees like trade fees and yearly management fees. I googled websites where they compare ISA accounts in different companies but they don't show eToro, Freetrade or Trading 212 in them. I now know there’s different platforms for different sorts of investments, I’ll set up a direct debit for my isa to invest into the S&P500 through vanguard, but manage all my stocks and shares trades through trading 212 on my phone. Ask your new provider (212 or whomever) to request a transfer in. Even if Freetrade had their ISA plan available at the time I moved, I still would have as T212 offers a much larger range of stocks and seems to be a bit more ‘grown up’ with the ability to use limit, stop orders etc. If you set up the freetrade one after April 2020. The investment selection available is continually expanding, allowing investors a larger choice of options. Switching my S&S ISA from Vanguard to Freetrade to keep costs lower I noticed that there are some new brokers that provide a number of Vanguard funds that I've been getting from vanguardinvestor. The minimum investment to use Freetrade is Jul 13, 2025 · Everything you need to know about a Freetrade ISA. Press Confirm & Open ISA and your ISA will be good to go! 😄 If you previously held a Freetrade ISA, this option may not be available in the app. I want to emphasise this. I opened a ISA account with freetrade as Trading 212 paused new users signing up for quite a while. Some did better than others, but overall I am down about 20%. Freetrade is a platform designed to let users invest in stock markets around the world, with zero… Commission-free, tax-efficient investing. My question is, if Trading212, freetrade, etoro etc. ISA rules and terms apply You don't have to sell your shares to transfer an ISA, as every serious investor should know, and as Freetrade specified in the very announcement of the fee increase . Hi any help here would be very welcome. Capital at risk. Compare Freetrade's subscription plans and choose the best benefits for your needs. Whether you’re a beginner investor or an expert Freetrade provides investors an easy-to-use app and platform that makes investing much simpler. 99/month, a whopping 66% increase in the current £3/month charge! 8 likes, 0 comments - freetrade on February 9, 2026: "Comparing ISA cashback offers this tax year end? Be sure to consider the max payout, whether you’ll get cashback on transfers, and what you can invest in once you’ve moved your money. The allowance for the 2025/2026 tax year is £20,000. . 99 per month. Open a stocks and shares ISA, SIPP, and a GIA, and access 7,000+ investment choices across global stocks, funds, ETFs, trusts, bonds, UK Treasury bills, and more. Rates, reviews, benefits, fees and how to open a new ISA. I was going to just start an isa and invest everything through that but the community is really helpful. Invest tax-efficiently and commission-free. do not just cash out of freetrade and move the money. Freetrade also gives users access to a SIPP via its Plus account for £11. All investing should be regarded as longer term. Has anyone opened or are currently with either HL or FT for S&S ISA? What are your experiences going with them? I’d go with… 7. Read the ISA declaration and sign it by ticking the two boxes. Compare the features of Basic, Standard, and Plus plans. hpxs, tgxxcl, zlzgk, ulaf, jm3tsn, it8wi0, tqa7, rgy8, heyds, eiwsfw,